Step two is the documentation audit. We review what you already have (QuickBooks files, tax returns, lease agreements, vendor contracts) and build a checklist for anything missing. If your corporate records need updating or your financial statements need a CPA review, we tell you that up front, not three weeks into underwriting.
Step three brings lender matchmaking. A local loan broker FL business owners trust maintains relationships with community banks, regional lenders, credit unions, SBA Preferred Lenders, alternative finance companies, and specialized equipment lenders. We know which ones fund startups, which require two years of profit, which love real estate collateral, and which move fast for invoice factoring. You get introduced only to lenders likely to say yes.
Step four is application management. We submit your package, track conditions, answer lender questions, and keep you updated in plain English. When an underwriter asks for "interim financial statements" or "rent roll verification," we translate that into action items and help you produce exactly what they need.
